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How to Apply for Aid - Parents

The William D. Ford Federal Direct parent PLUS Loan Program is for parents to provide assistance in meeting undergraduate educational cost for dependent students.

Regardless of financial need, any parent of an undergraduate student can apply.

The Federal Direct Parent PLUS loan is offered to parents of dependent undergraduate students. This loan is credit based and a credit check will be performed by the U.S. Department of Education at the time of application. The credit check is valid for 180 days.

If the parent is approved for the Parent PLUS Loan, the parent must complete the PLUS MPN for Parents and the Plus Counseling in order to add the loan to the student account.

If the Federal PLUS Loan application is denied, the dependent student will be eligible for additional unsubsidized Stafford Loan funds (freshman/sophomore $4,000; junior/senior $5,000)

Federal Direct parent Plus Loan Application

Federal Student Aid website.

Alternative Private Parent Loans:

Alternative/Private Parent Loans are offered through private lenders. These are private loans that a parent or sponsor can borrow on behalf of a student and a credit check is used to determine eligibility.

Below is a list of lenders who participate in the Alternative/Private Parent Loan Program. Lindenwood University does not endorse any lender. Research your lender options before you select the lender of your choice.

  Lender Name   Alternative Loan Program Name
  Citizens One
  • Citizens One Application Disclosure
  Citizens One Student Loans
  Commerce Bank
  • Commerce Bank Application Disclosure
  Their Future Education Loan
  Sallie Mae
  • Parent Disclosure 
  Sallie Mae Parent Loan
  Wells Fargo
  • Student Loan for Parents Application Disclosure
  Wells Fargo Parent Loan
Lindenwood University
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