As outlined in your housing agreement, Lindenwood University assumes no financial responsibility over the personal property of residents nor will the institution be financially responsible for large-scale, unintentional damage caused to university property by on-campus residents, such damage caused by a fire or discharge of a sprinkler-head.

GradGuard Renters Insurance is a smart investment for college students and their families. With the GradGuard Renter’s Insurance plan, personal items that are stolen or damaged by a covered cause of loss can be replaced, subject to a $100 deductible. GradGuard Renters Insurance also protects students financially from large scale, unintentional damage they may cause to their residence hall or bodily injury they may cause to others for which they are legally liable.

Features of GradGuard Renters Insurance for Lindenwood students include:

Low $100 Deductible. Compared to $500, $1,000 or more for a typical homeowner’s insurance policy.

Replacement Cost. If your personal property is stolen or damaged due to a covered peril, it will be replaced with an item of like kind and quality.

Worldwide coverage. Your personal belongings are protected even away from campus.

Electronics coverage. Your electronics, including your TV, laptop, smartphone and tablet, are covered up to the policy limits.

Personal Liability Coverage. If you cause damage to university property or injure others, you may be liable for the damages. Renters Insurance from GradGuard provides up to $300,000 in personal liability coverage. For example, if you unintentionally set off your building’s sprinkler system, liability protection can help pay for the resulting damages.

Alternative to Homeowners Insurance. Not all Homeowners Insurance policies are the same. Limitations may apply when property is away from the principal residence and some. Unlike Homeowners Insurance, your premium will not increase if you make a claim on the policy.

GradGuard Renters Insurance is underwritten by Markel American Insurance Company, Waukesha, WI. The advertised product is not available in AK, and RI.  Other program options are available for these states.  Claims and coverage subject to policy, language, limits and exclusions.

Lindenwood University Athletics requires all students affiliated with an athletics team (regardless of if they receive athletic aid or not) to live on campus and be on a meal plan. Exceptions to this policy include:

• Full-time enrolled graduate students
• Students below the age of 17 or 25 years or older
• Married students
• Students who are physically supporting dependents
• Students who have been granted a medical exemption

To request an exemption from the Athlete Residency Policy, please submit the form below to reslife@lindenwood.edu. Please be aware that additional documentation may be required. 

Athlete Residency Exemption Request Form

If a student forfeits their athletic aid to live off campus, they will not be able to participate as a student-athlete. 

Research has shown that first year students who reside on campus in residence halls are more successful in their collegiate experience than students who commute to campus.  For this reason, Lindenwood has a two-year residency requirement for traditional undergraduate students that requires students to live in university housing for their first two years in most circumstances. The following students are required to live in university housing.

• New first-year students, freshmen transfers, international students, and transfer students who have completed fewer than 24 credit hours.
• Any student affiliated with an athletic team, both NCAA and SLS, including scholarship student-athletes, non-scholarship student-athletes, team managers, etc.
• Students receiving scholarships that include residency as a scholarship requirement.

Exceptions

The following exceptions to the university housing residency requirement may apply to first-year students who are not affiliated with an athletic team or receiving a scholarship that includes residency as a scholarship requirement.

• Students who reside in the primary residence of their parent(s), legal guardian(s) or international sponsoring family within a 20-mile radius of Lindenwood’s campus.
• Students who are married or parenting.
• Students who reach the age of 22 before the first day of the term.
• Students who have not reached age 17 on the first day of the term.
• Students who are veterans.

Appeals

Students required to live in university housing may appeal this requirement to Lindenwood’s residency appeal committee. Appeals should be submitted in writing to the admissions office and include all reasons why the student believes they should not be required to live in university housing. The residency appeal committee will review each appeal and make decisions on a case-by-case basis. Students granted an appeal to the student housing residency requirement may be subject to an adjustment of the institutional financial aid if the residency status change affects their direct costs.

• Service Animal and Emotional Support Animal Policy
• Service Animal Notice
• Emotional Support Animal Application

*Caution: Some internet websites sell certificates, registrations, and licensing documents that are typically insufficient to serve as documentation that would “reliably establish that an individual has a disability-related need for an assistance animal” (HUD January 2020), or that the provider has personal knowledge and history of the individual to be able to therapeutically prescribe an ESA as necessary for housing access, use and enjoyment.